Dental insurance can be confusing, and because you’re busy doing so many other things, you may not have the time to research what you’re paying for and ensure you’re getting the most out of your benefits.
Fortunately, at Hite Family Dentistry, we will file insurance claims on your behalf and try to demystify your dental insurance concerns.
So, what can you do now so you don’t lose your 2025 dental benefits?
Let’s take a look.
What You Need to Know About Your Dental Insurance
Most dental insurance policies operate under the premise that if you don’t “use” your benefits, you “lose” them, meaning that if you don’t take advantage of your coverage before the end of the year, those benefits reset. That’s why it is essential to understand these terms:
- Deductible — This is the amount you must pay before your dental insurance begins to cover some or all of your dental treatment.
- Annual maximum — This is the maximum dollar amount your dental insurance will pay for any given year.
Tips for Maximizing Your Coverage
There are some things you can do to get the most from your dental insurance before December 31:
- Check your annual maximum to see how much is left; that will give you a good idea of what treatments you may want to schedule.
- Schedule routine exams and cleanings for you and your family; most dental insurance pays for 100% of preventive care.
- Make plans to begin larger treatments during 2025 and finish those treatments during 2026. You can often use the benefits from two different years for one treatment.
- Talk to your Edwardsville dental team about how you can best use your remaining benefits. They can help you determine what will work for you and your family.
Want to Schedule an Appointment Before December 31?
If you and your family need dental care before the end of the year, our experienced dental team will happily assist you! We offer appointments before and after school, and we’ll do whatever we can to help you make the most of your 2025 dental benefits before they expire.
To get started today, please give us a call at (618) 656-9123.